Payapps vs Planyard

This page compares Payapps with Planyard so you can choose the right fit for your team. We look at user experience, rollout time, UK workflows (valuations, retentions, CIS), reporting, and pricing clarity for the UK and Ireland.

Payapps specialises in valuations between contractors and subcontractors. Planyard covers that workflow and also replaces spreadsheets for budgets, forecasting/CVR, variations, and purchase orders – all in one tool.

On this page

  • What each product covers and where it stops
  • Reviews at a glance
  • Side-by-side summary
  • Detailed feature comparison (valuations, retentions, CVR, variations, POs, CIS)
  • Implementation timelines and pricing transparency
  • Who should choose what
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What they do (scope at a glance)

  • Payapps – A focused valuations platform: subcontractor valuations, retentions, variations and audit trails. Integrates to accounting/ERP to post approved valuations.
  • Planyard – A complete commercial control platform: everything in Payapps plus budgets, CVR and forecasting, purchase orders, subcontract management, valuations/certificates, retention schedules, and CIS with your accounting system.

Reviews at a glance

Public ratings from Capterra UK.

Programme Rating Summary
Planyard 4.6 / 5.0 ✔ Praised for ease of use, fast setup, and live integration with Xero/Sage/QuickBooks. Users highlight instant clarity vs. error-prone spreadsheets.
Payapps 4.5 / 5.0 ✔ Good for digitising valuations; limited beyond that. Several reviews mention doing the ‘real’ assessments in Excel and friction over subcontractor fees.

Quotes used below are taken from public Capterra UK reviews.

Quick summary

Here is the short version to help you decide quickly.

  • Planyard. All-in-one commercial control next to your ledger. Handles budgets, CVR and forecasting, purchase orders, subcontractor valuations and retentions. Transparent per-user pricing and a free trial.
  • Payapps. Excellent for digitising valuations and approvals with audit trails and reminders. Does not cover budgeting, CVR, or forecasting. Pricing by quote for contractors; subscription/usage options for subcontractors.

Side-by-side comparison

Aspect Planyard Payapps
Time to implement ✔ Days to pilot a live job ✔ Fast rollout for payment workflows
Scope ✔ Budgets, CVR, forecasting, POs, subcontractor valuations, retentions ✖ Focused on valuations and approvals
User experience ✔ Intuitive for QS, commercial, PM and finance ✔ Intuitive for subs to submit valuations and for admins to certify
Reporting ✔ Real-time CVR, profit and cash-flow forecasting in app ✖ Payment-cycle dashboards; limited beyond valuations
Accounting fit ✔ Syncs approved costs to Xero, QuickBooks Online and Sage Accounting ✔ Posts approved valuations to ERP/accounting; budgeting stays elsewhere
Pricing ✔ Public per-user plans with free trial ✖ By quote for contractors; subscription/pay-per-application for subcontractors
Best for Firms replacing spreadsheets with full commercial control Teams that need only the valuations workflow digitised

Why teams pick Planyard

“Planyard is basically a live CVR and saves time by making Excel unnecessary.”

  • All-in-one. Covers everything Payapps does (valuations, retentions) plus budgets, CVR, forecasting, POs and variations.
  • Fast rollout. Pilot in days; roll out in weeks without a heavy IT project.
  • Works with your ledger. Syncs only approved costs to Xero, QuickBooks Online and Sage Accounting so the GL stays clean.
  • Transparent pricing. Public per-user plans and a free trial. No hidden setup fees.
  • UK workflows. CIS handled together with your accounting system, plus valuations and retention schedules in one place.

Why teams pick Payapps

  • Purpose-built for valuations. Subcontractors submit valuations online; contractors certify with clear audit trails and reminders.
  • Quick adoption. Minimal training for subs and admins; good for fast standardisation of payment processes.
  • Integrates with finance. Approved valuations post into your ERP or accounting system to reduce double entry.

Planyard and Payapps features side-by-side

Feature Planyard Payapps
Subcontractor valuations ✔ Collect and approve valuations; warns on over-billing; updates budget on approval ✔ Create, submit, assess and certify valuations with audit trail
Client valuations ✔ Generate valuations and certificates; keep forecast in sync ✔ Supports certification workflows
Retentions tracking and release ✔ Retention schedules across contracts; automatic calculation and release ✔ Track retention balances and release reminders
Variations / change control ✔ Log and approve client/subcontract variations with impact on forecast ✔ Record and track variations within claim cycles
Budgets vs actuals (live) ✔ Live view of spend, commitments, EAC and profit ✖ Not included
CVR and forecasting ✔ Real-time CVR and cash-flow forecasting ✖ Not included
Commitments and purchase orders ✔ Raise/approve POs and subcontracts; sync only approved costs ✖ Not included
CIS (UK) support ✔ CIS handled with your accounting system ✖ Compliance reminders/docs; CIS handled in accounting
Approvals and audit trail ✔ User-level approvals and logs across budgets, POs, valuations and invoices ✔ Approvals and audit for valuations
Integrations ✔ Xero, QuickBooks Online, Sage Accounting ✔ ERP/accounting integrations (e.g. Xero, certain ERPs)
API / extensibility ✔ API and accounting integrations ✔ Integrations; API availability varies by plan
Multi-company / multi-currency ✔ Supported ✔ Supported (for valuations context)

Note: Payapps focuses on valuations. Budgeting, CVR and forecasting remain in your ERP/accounting or spreadsheets. Planyard brings those into one system so teams do not need separate tools.

Features in detail

See how they handle valuations, retentions, forecasting, variations and POs for UK and Ireland teams.

Cost to complete and forecasting (CVR)

You need a live view of EAC, early warning on overruns, and a forecast you can trust without rebuilding it in spreadsheets.

Planyard

Real-time CVR and cash-flow forecasting update as orders, invoices and variations are approved, so issues are visible early without Excel.

Payapps

Focuses on the payment cycle. Forecasting and CVR remain in ERP/accounting or spreadsheets.

Commitments and purchase orders

One source of truth for committed spend, clear approvals, and clean handoff to accounts so the general ledger stays tidy.

Planyard

Raise and approve POs and subcontracts in the app; sync only approved costs to Xero, QuickBooks Online or Sage Accounting.

Payapps

Does not manage POs. Approved valuations post into ERP/accounting for invoicing.

Upload your project budget and follow the financial progress in real-time

No credit card required. No sales or IT support needed.

Valuations and retentions

Keep valuations and retention schedules clear and up to date across all jobs.

Planyard

Collects subcontractor valuations, generates client valuations/certificates and tracks retention. Approvals update the budget and forecast automatically.

Payapps

Digitises valuations and certifications with audit trails and reminders; retention balances visible and scheduled for release.

Variations and change control

Variations must be logged fast, approved with an audit trail, and instantly reflected in the forecast and margin.

Planyard

Logs and approves client/subcontract variations with a clear trail and updates budgets/forecasts automatically.

Payapps

Records and tracks variations within claim cycles; complex BOQ or cost impacts are handled outside the tool.

Upload your project budget and follow the financial progress in real-time

No credit card required. No sales or IT support needed.

CIS and compliance

UK teams need CIS correctly calculated and recorded, with the evidence to back it up.

Planyard

Handles CIS together with your accounting system so deductions and verifications are consistent and auditable.

Payapps

Supports compliance documents and reminders; CIS calculations remain in accounting.

Implementation timelines

What to expect before you go live.

Product Typical duration Typical steps
Planyard ✔ A few days to a week
  1. Connect accounting and import budgets
  2. Pilot one live project during the first week
  3. Roll out to more jobs once the team is confident
Payapps ✔ Days to weeks
  1. Configure projects and claim templates
  2. Invite subcontractors; short enablement session
  3. Connect ERP/accounting for approvals to post

Actual timelines vary by scope, data quality and internal capacity.

Who should choose what

  • Choose Planyard if you want a single tool to handle forecasting, CVR, variations, subcontractor valuations, retentions and client valuations with clean ledger integration – replacing multiple spreadsheets and point solutions.
  • Choose Payapps if you only need the monthly valuations workflow digitised and you already manage budgets/forecasts elsewhere.

In one paragraph

Planyard is the easy, quick-to-roll-out choice for full commercial control next to your ledger. Payapps is a great point solution for valuations; Planyard includes that workflow and adds budgeting, CVR and forecasting, POs and variations so you do not need extra tools.

Sources and last updated. Product sites and Capterra UK listings for Planyard and Payapps. Last reviewed 30 September 2025.